:root{--navy:#142c49;--blue:#245b9a;--orange:#ef8e28;--ink:#24354a;--muted:#687789;--cream:#f8f6f2;--pale:#f3f6f8;--line:#e6e9eb}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{font-family:'DM Sans',sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:Manrope,sans-serif;color:var(--navy);letter-spacing:-.045em}h1{font-size:clamp(2.9rem,4.7vw,5.15rem);font-weight:700;line-height:1.13;margin:29px 0 26px}h1 span,h2 span{color:var(--blue)}h2{font-size:clamp(2.15rem,3.25vw,3.45rem);font-weight:700;line-height:1.22;margin:16px 0 25px}h3{font-size:1.25rem;font-weight:700;letter-spacing:-.03em}.container-wide{max-width:1240px}.site-header{background:rgba(255,255,255,.97);border-bottom:1px solid rgba(20,44,73,.07);backdrop-filter:blur(16px)}.navbar{min-height:100px}.navbar-brand img{width:190px;height:auto;display:block}.nav-link{color:var(--navy);font-size:.88rem;font-weight:600}.nav-link:hover,.text-link:hover{color:var(--orange)}.btn{border-radius:8px;font-weight:700;font-size:.87rem;padding:13px 22px;transition:transform .2s,background .2s,border .2s}.btn:hover{transform:translateY(-2px)}.btn-lg{padding:17px 24px;font-size:.92rem}.btn-primary-custom{background:var(--navy);color:#fff;border:1px solid var(--navy)}.btn-primary-custom:hover{background:var(--blue);border-color:var(--blue);color:#fff}.btn-primary-custom span,.btn-light-custom span{margin-left:12px}.btn-outline-custom{border:1px solid #9aa8b7;color:var(--navy);background:transparent}.btn-outline-custom:hover{border-color:var(--navy);color:var(--navy);background:#fff}.hero{padding:clamp(90px,11vw,155px) 0 clamp(100px,12vw,160px);background:radial-gradient(circle at 95% 5%,#f2f6f8 0%,transparent 39%),linear-gradient(120deg,#fff 0%,#fbfaf7 100%)}.eyebrow{display:flex;align-items:center;gap:12px;font-size:.72rem;letter-spacing:.18em;font-weight:800;color:#bc752d}.eyebrow-line{width:28px;height:2px;background:var(--orange)}.hero-lead{font-size:clamp(1.08rem,1.5vw,1.35rem);max-width:600px;color:#5b6c7e;line-height:1.8}.hero-proof{margin-top:44px;color:#65768a;font-size:.85rem;display:flex;align-items:center;gap:12px}.proof-mark{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border:1px solid #cbd6d8;border-radius:50%;color:var(--blue)}.hero-panel{min-height:485px;background:linear-gradient(155deg,#244769 0%,#122940 83%);border-radius:7px;padding:56px 46px;display:flex;flex-direction:column;justify-content:center;position:relative;overflow:hidden;box-shadow:0 30px 60px rgba(20,44,73,.12)}.hero-panel:before{content:"";position:absolute;width:430px;height:430px;border:1px solid rgba(255,255,255,.09);border-radius:50%;right:-250px;top:-140px}.hero-panel:after{content:"";position:absolute;width:280px;height:280px;border:1px solid rgba(255,255,255,.07);border-radius:50%;left:-160px;bottom:-180px}.panel-accent{height:4px;width:53px;background:var(--orange);margin-bottom:48px}.panel-kicker{font-size:.72rem;letter-spacing:.2em;color:#d3dfe9;font-weight:700}.hero-panel p{font-family:Manrope,sans-serif;font-size:clamp(1.7rem,2.6vw,2.55rem);font-weight:500;letter-spacing:-.035em;line-height:1.4;color:#fff;margin:20px 0 48px}.panel-bottom{display:flex;gap:20px;align-items:center;color:#fff;font-size:.95rem;font-weight:700}.panel-bottom small{color:#c3d2df;font-weight:400}.panel-rule{width:35px;height:1px;background:var(--orange)}.trust-strip{padding:40px 0;border-bottom:1px solid var(--line)}.trust-intro{font-family:Manrope,sans-serif;color:var(--navy);font-weight:700;font-size:1.05rem;line-height:1.6}.trust-item{display:flex;gap:17px;align-items:center}.trust-icon{display:grid;place-items:center;flex:0 0 44px;height:44px;border:1px solid #e1e6e9;border-radius:50%;color:var(--orange);font-size:1.6rem}.trust-item strong,.trust-item span{display:block}.trust-item strong{color:var(--navy);font-size:.88rem}.trust-item span{font-size:.78rem;color:var(--muted);margin-top:5px}.section-space{padding:clamp(100px,11vw,155px) 0}.section-lead{font-size:1.15rem;line-height:1.85;color:#506276;max-width:650px}.body-copy{line-height:1.9;color:#697789;font-size:.98rem}.text-link{color:var(--navy);text-decoration:none;border-bottom:1px solid #d8b58d;padding-bottom:8px;display:inline-flex;gap:20px;margin-top:23px;font-size:.92rem;font-weight:700}.statement-card{background:var(--cream);padding:clamp(35px,5vw,72px);min-height:390px;display:flex;flex-direction:column;justify-content:center;border-radius:6px}.quote-glyph,.review-quote{font-family:Georgia,serif;font-size:5.5rem;line-height:.8;color:#d5a06d}.statement-card blockquote{font-family:Georgia,serif;color:var(--navy);font-size:clamp(1.4rem,2vw,1.95rem);line-height:1.65;margin:24px 0 30px}.statement-source,.review-footer{font-size:.67rem;letter-spacing:.1em;color:#8b7869;font-weight:700}.section-tinted{background:#f6f8fa}.feature-card{background:#fff;border:1px solid #e8ebee;min-height:345px;padding:40px 36px;position:relative;border-radius:5px;transition:transform .2s,box-shadow .2s}.feature-card:hover{transform:translateY(-4px);box-shadow:0 15px 30px rgba(20,44,73,.06)}.feature-number{font-size:.76rem;color:#a8b4c1;letter-spacing:.1em}.feature-symbol{color:var(--orange);font-size:3rem;line-height:1;margin:45px 0 29px}.feature-card p{color:#667789;line-height:1.8;font-size:.92rem;margin-top:18px}.label-section{background:#fff}.label-frame{background:#f8f9fa;min-height:450px;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:25px;border-radius:5px;padding:35px}.label-frame img{width:190px;max-width:75%;height:auto;mix-blend-mode:multiply}.label-caption{font-size:.69rem;letter-spacing:.18em;color:#748091;font-weight:700}.reviews-section{background:var(--cream)}.review-card{height:100%;min-height:350px;padding:38px 34px;background:#fff;border:1px solid #ece9e3;border-radius:5px;display:flex;flex-direction:column}.review-quote{font-size:4.4rem}.review-card p{font-family:Georgia,serif;font-size:1.13rem;line-height:1.75;color:#273e57;margin:22px 0 35px}.review-footer{margin-top:auto}.review-links{margin-top:48px;display:flex;flex-wrap:wrap;align-items:center;gap:25px;font-size:.85rem}.review-links span{color:#758292}.review-links a{color:var(--navy);font-weight:700;text-decoration:none;border-bottom:1px solid #b6c0c9;padding-bottom:5px}.simulation-section{background:var(--navy);color:#e6edf3}.simulation-section h2{color:#fff}.simulation-section h2 span{color:#b7d2e8}.simulation-section p{font-size:1.12rem;line-height:1.8;max-width:650px;color:#d1dce5}.eyebrow-light{color:#f2aa65}.btn-light-custom{background:#fff;border:1px solid #fff;color:var(--navy)}.btn-light-custom:hover{background:#e8eff5;color:var(--navy)}.simulation-note{font-size:.75rem;color:#b7c7d7;margin-top:18px}.contact-section h2{max-width:800px;margin-left:auto;margin-right:auto}.contact-section .section-lead{max-width:660px}.site-footer{border-top:1px solid var(--line);padding:38px 0;background:#fff}.site-footer img{width:145px;height:auto}.footer-copy{color:#87919c;font-size:.76rem;max-width:460px}.back-to-top{color:var(--navy);font-size:.85rem;text-decoration:none;font-weight:700}.skip-link{position:absolute;z-index:2000;background:white;padding:10px}@media(max-width:991.98px){.navbar{min-height:78px}.navbar-brand img{width:150px}.navbar-collapse{padding:18px 0 25px}.hero{padding-top:85px}.hero-panel{min-height:330px;padding:40px}.hero-panel p{max-width:520px}.section-space{padding:85px 0}.feature-card{min-height:290px}.feature-symbol{margin:25px 0}.label-frame{min-height:340px}}@media(max-width:575.98px){h1{font-size:2.7rem}.hero{padding:75px 0 85px}.hero-panel{min-height:300px}.hero-proof{align-items:flex-start}.section-space{padding:72px 0}.statement-card{min-height:330px}.review-card{min-height:0}.trust-strip{padding:35px 0}.review-links{gap:18px}.label-frame{min-height:300px}}

/* V2 : navigation multipage et engagements éditoriaux */
.nav-link.active{color:var(--blue)!important}.page-hero{padding:100px 0 90px;background:var(--cream)}.page-hero h1{max-width:950px}.narrow{max-width:850px}.editorial-list{border-top:1px solid #dce2e6}.editorial-row{padding:40px 0;border-bottom:1px solid #dce2e6}.editorial-index{color:#b47a40;font-size:.78rem;letter-spacing:.16em}.editorial-row h3{font-size:1.55rem;margin-bottom:15px}.editorial-row p{color:var(--muted);line-height:1.85;margin:0}.quiet-band{background:#f7f8f8;padding:55px 0}.badge-logo{max-width:155px;height:auto}.guide-article{max-width:800px;margin:auto}.guide-article h2{font-size:2rem;margin-top:55px}.guide-article p,.guide-article li{line-height:1.9;color:#4e5e70}.guide-article ul{padding-left:1.5rem}.guide-article li{margin-bottom:10px}.service-line{border-top:1px solid var(--line);padding:30px 0}.service-line:last-child{border-bottom:1px solid var(--line)}.service-line h3{font-size:1.2rem}.service-line p{color:var(--muted);line-height:1.8}.mini-note{font-size:.83rem;color:var(--muted)}.footer-nav{display:flex;flex-wrap:wrap;gap:16px}.footer-nav a{font-size:.8rem;color:var(--navy);text-decoration:none}.footer-nav a:hover{text-decoration:underline}@media(max-width:767px){.page-hero{padding:65px 0}.editorial-row{padding:28px 0}}
/* Ajouts V3 */
.fee-number{font-size:clamp(5rem,12vw,9rem);line-height:1;letter-spacing:-.065em;color:#183653;margin:1.5rem 0}.fee-number span{font-size:.55em;color:#c27b36}.contact-card{background:#fff;border:1px solid #e6e5e1;border-radius:18px;padding:clamp(1.5rem,4vw,3rem);box-shadow:0 18px 55px rgba(25,48,70,.05)}.contact-card .form-control,.contact-card .form-select{border-radius:8px;padding:.85rem;border-color:#d7dce0}.contact-card .form-control:focus,.contact-card .form-select:focus{border-color:#245b9a;box-shadow:0 0 0 .2rem rgba(36,91,154,.1)}.contact-phone{font-size:1.5rem;font-weight:600;color:#173752}.contact-info{padding-top:2rem}

/* V4 — compléments tarifaires dans le style V3 */
.vp-rate-card{background:#fff;border:1px solid #e7e4dd;border-radius:14px;padding:2rem;height:100%;box-shadow:0 10px 30px rgba(15,39,64,.035)}
.vp-rate{font-family:Manrope,sans-serif;font-size:clamp(2.7rem,5vw,4.3rem);font-weight:800;letter-spacing:-.07em;color:#183751;line-height:1.2;margin:.6rem 0}.vp-rate span{font-size:.52em;letter-spacing:0}
.vp-rate-card p{color:#526474;margin:0}.vp-table{--bs-table-bg:transparent;min-width:620px}.vp-table th{color:#17374e;padding:1rem;border-bottom:2px solid #bba88b}.vp-table td{padding:1rem;border-bottom:1px solid #dedbd3}.vp-table tbody tr:last-child{background:#f4eee3}.vp-calc{background:#f8f6f1;border:1px solid #e5ded1;border-radius:16px;padding:2rem}.vp-calc h3{color:#183751;font-weight:750;margin:0 0 1.5rem}.vp-calc-result{border-top:1px solid #ded7ca;margin:1.5rem 0 1rem;padding-top:1rem}.vp-calc-result div{display:flex;justify-content:space-between;gap:1rem;padding:.5rem 0;color:#455563}.vp-calc-result strong{color:#173751;white-space:nowrap}.vp-reserve-home{background:#fbfaf7}@media(max-width:575px){.vp-calc{padding:1.2rem}.vp-calc-result div{font-size:.85rem}}


.review-text {
    position: relative;
    margin: 0 0 1.5rem;
    padding: 1.5rem 2rem;
}

.review-text::before,
.review-text::after {
    position: absolute;
    font-family: Georgia, serif;
    font-size: 4.5rem;
    line-height: 1;
    color: #b58b62;
    opacity: 0.65;
    pointer-events: none;
}

.review-text::before {
    content: "“";
    top: -0.3rem;
    left: 0;
}

.review-text::after {
    content: "”";
    bottom: -1.5rem;
    right: 0;
}

.review-text p {
    margin-bottom: 1rem;
}

.review-text p:last-child {
    margin-bottom: 0;
}

/* Simulateur — hypothèses de calcul */

.simulation-assumption {
    padding: 1rem 1.25rem;
    border-left: 3px solid currentColor;
    background: #f4f6f8;
    border-radius: 0.35rem;
    font-size: 0.9rem;
    line-height: 1.6;
}

#simulation-form .form-check-input {
    cursor: pointer;
}

#simulation-form .form-check-label {
    cursor: pointer;
}

/* Simulateur — paramètres détaillés */

#parametresDetailles {
    padding-top: 1.5rem;
    margin-bottom: 1.5rem;
    border-top: 1px solid rgba(0, 0, 0, 0.1);
}

#parametresDetailles[hidden] {
    display: none !important;
}

#simulation-form .form-select {
    padding: 0.85rem 1rem;
    border-radius: 0.65rem;
}
/* Simulateur : alignement des champs sur une même ligne */

#parametresDetailles .row > [class*="col-"] {
    display: flex;
    flex-direction: column;
}

#parametresDetailles .form-label {
    min-height: 3rem;
    display: flex;
    align-items: flex-start;
}
@media (max-width: 575.98px) {
    #parametresDetailles .form-label {
        min-height: auto;
    }
}
/* Séparation des sections du simulateur détaillé */

.simulation-section-title {
    font-size: 1.15rem;
    font-weight: 700;
    margin-top: 2rem;
    margin-bottom: 1.5rem;
    padding-top: 1.5rem;
    border-top: 1px solid #e2e8f0;
}

/* Le premier titre n'a pas besoin de séparateur */
#parametresDetailles > .simulation-section-title:first-child {
    border-top: none;
    padding-top: 0;
    margin-top: 0;
}

/* ==========================================
   SIMULATEUR — LABEL ZÉRO FRAIS CACHÉS
   ========================================== */

.simulation-label-card {
    padding: 36px;
    border: 1px solid rgba(20, 45, 65, 0.10);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 12px 40px rgba(20, 45, 65, 0.04);
}

.simulation-label-visual {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 24px;
    background: #fafaf8;
    border-radius: 12px;
}

.simulation-label-visual img {
    display: block;
    width: 100%;
    max-width: 230px;
    height: auto;
    object-fit: contain;
}

.simulation-label-card h3 {
    font-size: 1.55rem;
    line-height: 1.35;
}

.simulation-label-card h3 span {
    color: var(--vp-accent, #b18a57);
}

@media (max-width: 991.98px) {
    .simulation-label-card {
        padding: 26px;
    }
}

.simulation-label-visual {
    text-decoration: none;
    transition: background-color 0.25s ease;
}

.simulation-label-visual:hover {
    background-color: #f3f3ef;
}

.simulation-label-visual img {
    transition: transform 0.25s ease;
}

.simulation-label-visual:hover img {
    transform: scale(1.025);
}

.simulation-label-visual:focus-visible {
    outline: 2px solid currentColor;
    outline-offset: 4px;
}

/* Footer — informations légales */

.site-footer .footer-legal {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;

    margin-top: 30px;
    padding-top: 22px;

    border-top: 1px solid rgba(40, 55, 65, 0.15);

    color: #53616b;
    font-size: 0.82rem;
}

.site-footer .footer-legal-links {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 24px;
}

.site-footer .footer-legal-links a {
    color: #53616b;
    text-decoration: none;
    transition: color 0.2s ease;
}

.site-footer .footer-legal-links a:hover {
    color: #142d41;
}

@media (max-width: 575.98px) {
    .site-footer .footer-legal {
        flex-direction: column;
        align-items: flex-start;
        gap: 12px;
    }
}
.contact-reviews {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
    margin-top: 16px;
}